Close your books in hours, not weeks.
UniRecon matches your transactions automatically, flags only what genuinely needs a human, and gives your auditors a complete trail. AI-powered, running inside your own network.
- 17 years in GCC finance
- 600+ implementations
- Manama, Bahrain
Match accuracy and processing time are measured on customer bank-reconciliation workloads during implementation. Both vary with data volume, hardware, and reconciliation type — we will reproduce them on your own data in the demo.
Reconciliation shouldn't take days.
Financial data sits across many systems and formats. Teams fall back on spreadsheets and manual checks, reconciliation drags on for days or weeks, errors go untraced, and audit visibility suffers. UniRecon is an AI and RPA-powered platform built to close that gap — ensuring financial accuracy, audit readiness, and secure data control across any core system or data format.
1. Universal System Connectivity
Connects to any system or data source, including PDFs pulled straight from email.
2. Automated Extraction & Matching
RPA bots extract and compare entries automatically across every source, no manual re-keying.
3. Secure In-House Processing
Reads and processes data securely within your own environment — nothing leaves your servers.
From files to signed-off in four steps.
No new habits to learn. Your files arrive the way they already arrive, and your team only touches what genuinely needs a decision.
Your files arrive
Email, a shared folder, SFTP, or straight from your bank. Excel, CSV, PDF, MT940, CAMT — we read them all.
UniRecon matches them
Automatically, in minutes, using rules you approved.
You review only the exceptions
The items that genuinely need a person. Nothing else.
Sign off and close
Certified, journal-ready, with a full audit trail.
One platform. Every capability.
UniRecon handles the full spectrum of financial matching, from simple bank runs to complex multi-leg securities settlements, on a single AI-powered platform.
Every entity, separated and secure
One system across all your branches and subsidiaries, with data walled off between them.
Connects to the systems you already run
Your core banking, ERP and RPA bots feed it automatically. No re-keying.
Maker-checker approvals
Nothing posts without a second pair of eyes — the four-eyes control your auditors expect.
Every match tells you how sure it is
High-confidence matches clear themselves. Only the doubtful ones reach your team.
Reads references the way a person would
Knows that "INV-2043" and "Invoice 2043" are the same thing.
Catches the same payment twice
Even when the duplicate is buried inside a single file, not just a repeated upload, and flags unusual amount or vendor patterns for review.
Most tools stop at matching. We take you to sign-off.
Matching is the easy half. UniRecon carries you through the rest of the close — the part where the month actually ends.
Certification & sign-off
Checklists, reviewer sign-off, and policies that auto-certify low-risk accounts.
Exceptions that age
Unresolved items escalate on your SLA, so nothing quietly sits for three weeks.
Variance analysis
Explain movements before they reach the auditor.
Journal entries
Post adjustments straight from the reconciliation, with maker-checker approval and a return document ID from your ERP.
Write-offs with approval
Thresholds, rules, and a documented approver on every write-off.
Evidence attached
Statements and supporting documents held against the item they justify.
Governance an auditor won't push back on.
Beyond matching and sign-off, UniRecon gives finance and risk teams the controls a regulator expects to see.
Every rule, versioned
Each matching rule keeps its full history — version, effective-from and effective-to dates, and who approved it. Roll back to any prior version, and every past job still shows exactly which rule version ran.
Test a rule before it goes live
Run a new rule against your full historical data first. See match rate, unmatched percentage, and any conflicts with existing rules — before it ever touches a live reconciliation.
Preparer, reviewer, approver
Each reconciliation moves through a named preparer, reviewer and approver with due dates. A rejected sign-off goes back for rework, and every reopen is recorded against the period it belongs to.
Every exception has an owner
Assign an owner and a priority, tag a reason code, and attach evidence. Escalation follows your SLA automatically, and every reopened exception keeps its resolution history.
Know which breaks matter first
Every account, job and exception carries a Low/Medium/High risk score, weighted by amount, age, and how often it needed a manual override — so your team works the risk that matters, not the queue in upload order.
One click, one binder
Package file checksums, rule versions, matches, exceptions, approvals and journal entries into a single PDF or ZIP — ready for your external auditor, without assembling it by hand.
Trace any number back to its source
Follow any output value back through its rule version, transformation, and match, to the exact row in the exact file it came from.
Built to run the whole close, not just one file.
UniRecon already handles nine reconciliation types. These are the controls that connect them into one close.
Aging that spans every reconciliation
0–7, 8–30, 31–60 and 60+ day aging bands, with materiality and an owner, across every reconciliation type — not just the customer ledger.
Three sources, one reconciliation
Reconcile Bank vs GL vs Processor, or ERP vs Broker vs Custodian, in a single pass — with each source's contribution and the residual balance shown separately.
Legitimate timing differences, tracked
Classify a genuine timing difference once, with a reason, evidence and an expected clear date, and UniRecon carries it forward automatically until it actually clears.
See the whole close, not just your file
Link each reconciliation to your close calendar's tasks and milestones, with dependencies, blockers, owners and due dates visible in one place.
Built-in connectors, not just an API
Managed connectors for SAP, Oracle, Microsoft Dynamics, SWIFT/ISO 20022 and SFTP feeds, with health monitoring and automatic retry — not just a REST API you build against.
One reference, every reconciliation it touches
Search a reference, entity or payment once and see every related break across every reconciliation profile it appears in — one investigation, not six separate ones.
The numbers your CFO actually asks for
Straight-through-processing rate, manual-touch percentage, aged-break value, SLA breaches, rule effectiveness and close-readiness — extending the real-time dashboard you already get today.
Built for how the Gulf actually works.
Written in Manama for finance teams in the Gulf, not adapted from something built for somewhere else.
Friday–Saturday weekends, built in
Local holiday calendars are built in, not bolted on. Your schedules already know when your bank is closed, and matching windows respect working days, not just calendar days.
Three-decimal currencies, handled correctly
Bahraini Dinar, Kuwaiti Dinar and Omani Rial are carried at three decimal places — not rounded to two like systems designed for Europe.
Your data never leaves your building
Processing runs inside your own network, on your own infrastructure.
Speaks your bank's language.
The formats your bank actually sends, read on arrival, with headers detected automatically and new fields mapped by your own team.
And collected without being asked: watch a folder, or let UniRecon log in to your bank's SFTP on a schedule, decrypt the file, and load it. That is what those 24/7 automated runs actually do.
AI that shows its working.
UniRecon studies your historical matches and proposes matching rules in plain language. Every AI decision is recorded — the request, the response, the confidence, the cost — in an audit log you can open and inspect. AI proposes. Your team approves. Nothing posts unreviewed.
Learns your matching patterns
Studies how your team resolved past exceptions and proposes rules that fit your data.
Writes the rules, in plain language
Suggests matching rules you can read and approve — you are never handed a black box.
Every AI decision is logged
Request, response, confidence and cost, in an audit log your reviewers and your regulator can inspect.
Nine reconciliation types covered.
From daily bank runs to complex intercompany settlements, UniRecon handles every reconciliation scenario your finance team faces.
Bank Reconciliation
Match GL entries against bank statements daily, with automatic break identification.
Vendor Reconciliation
Reconcile supplier invoices against purchase orders and payment records.
Customer Reconciliation
Match customer receipts against AR ledger with aged-item highlighting.
Intercompany
Eliminate intercompany discrepancies across subsidiaries automatically.
ATM Reconciliation
End-of-day ATM cash and transaction matching for banking operations.
Nostro Reconciliation
Match your nostro accounts — the accounts you hold with correspondent banks — against internal records.
Securities
Reconcile trade confirmations, settlements, and custody positions.
Tax Reconciliation
Match tax filings against ledger entries for VAT and corporate tax.
Legal & Inheritance
Document-driven reconciliation for legal and inheritance proceedings.
Why teams choose UniRecon.
A modern AI-powered reconciliation platform against a legacy tool: faster processing, intelligent automation, and comprehensive reporting.
| Feature | UniRecon | Current Market |
|---|---|---|
| Processing speed | 1M records in ~7 minutes | Several hours |
| File processing | Automatic upload, reconciliation & notifications | Manual upload |
| Dashboard | Real-time visibility | No centralized dashboard |
| Duplicate files | Auto detect, reject & notify | Not supported |
| Rule creation | AI-generated rules | Manual configuration |
| Governance | Approval of rules | Not available |
| AI learning | Learns from manual matching | No learning |
| Reporting | Matched, unmatched & partially matched | Limited |
| Balance sheet substantiation | Available | Not available |
Bank-grade security by design.
Your data never leaves your environment. Every record is encrypted and every action is logged.
Security Standards
All processing on bank-controlled servers, nothing sent externally. TLS 1.2+ encryption in transit, AES-256 at rest. Database access restricted to the internal network. Complete audit trail of every user and system action.
Getting Started
Works with your existing exports: CSV, Excel, and PDF. Matching rules configured to your business logic and validated with your historical data before go-live. Role-based access for admins, analysts, and auditors.
The questions buyers actually ask.
The ones that come up on almost every call, answered before you have to ask them.
Does our data leave our building?
No. UniRecon runs inside your own network, on your own infrastructure.
How long does implementation take?
Most reconciliations are live within a few weeks. We have done this 600+ times across the GCC.
What if our files change format?
UniRecon detects headers automatically and you can map new fields yourself — no developer, no support ticket.
Can we see how the AI reached a decision?
Yes. Every AI interaction is logged in full and available for inspection and audit.
What happens to items nobody resolves?
They age against your SLA and escalate automatically. Nothing sits unnoticed.
Where are you based?
Manama, Bahrain. Implementation and support come from the same team, in your time zone, 17 years in GCC finance.
See it close your books, on your own data.
Thirty minutes, your files, your reconciliation. Join the GCC finance teams already closing faster with UniRecon.
Read how SICO and State Bank of India use UniRecon in our case studies.
Book a 30-minute demo